My php script is not finishing. Loop working but not finishing the end

[l95theses]

This is my script that is not finishing, and I'm getting error code for the credit card transaction part where is commented by ~'s

<?php


$link = mysql_connect("***", "***", "***") or die(mysql_error());
mysql_select_db("***") or die(mysql_error());
$sql = "SHOW TABLES FROM ***";
$result = mysql_query($sql);
echo "<center><table border='1' background=bg.gif width=390>";
///////////////////////////////////////////////////////////////////////////////////////////////////////////////////////


$date = date("n/j/Y");
$time = 12;
$date2 = explode("/",$date);
$dateday = ($date2[1]-1);

while ($row = mysql_fetch_row($result)) {
$checker = explode("_",$row[0]);
$checker = $checker[0];
if($checker!="backup") {
if($row[0]!="login" & $row[0]!="login2") {
$rowboat = str_replace("543210","-",$row[0]);
$rowboat = str_replace("_","/",$rowboat);
$rowboat = str_replace("012345"," ",$rowboat);
$rowboat2 = explode("-",$rowboat);
$rowboat2 = $rowboat2[1];
$rowboat3 = explode("/",$rowboat2);

if($dateday==$rowboat3[1] & $time>=12 & $date2[0]==$rowboat3[0] & $date2[2]==$rowboat3[2]) {
// get users to send to next function and amounts
// ~~~~~ Declaring variables..  ~~~~~
$result5 = mysql_query("SELECT * FROM $row[0]");
$row5 = mysql_fetch_array($result5) or die(mysql_error());
$result2 = mysql_query("SELECT * FROM $row[0] WHERE courseid='lookhere'");
$row2 = mysql_fetch_array($result2) or die(mysql_error());
$fields = mysql_list_fields("***", $row[0], $link);
$count = mysql_num_fields($fields);
$current = $row['current'];
// ~~~~~ end declaration
for ( $counter = 6; $counter <= ($count-1); $counter += 1) {
  $spliter = mysql_field_name($fields, $counter);
  $spliter2 = str_replace("_",":",$spliter);
  $amount3 = mysql_query("SELECT * FROM login WHERE login='$row2[$spliter]'");
  $amount2 = mysql_fetch_array($amount3) or die(mysql_error());
  $amount = $amount2['current_bid'];
if(isset($row2[$spliter])) {
// clearing current bids out of user's accounts
mysql_query("UPDATE login SET current_slot=NULL WHERE login='$row2[$spliter]'") or die(mysql_error());
mysql_query("UPDATE login SET current_bid=NULL WHERE login='$row2[$spliter]'") or die(mysql_error());
mysql_query("UPDATE login SET current_course=NULL WHERE login='$row2[$spliter]'") or die(mysql_error());
// credit card transactions for everyone in the closing course.
//-- using our $amount2 variable that is an array to grab personal information to submit to the credit card query.
$ccnumber = $amount2['ccnumber'];
$expdate = $amount2['expdate'];
$cardcode = $amount2['cardcode'];
$firstname = $amount2['firstname'];
$lastname = $amount2['lastname'];
$address = $amount2['address'];
$city = $amount2['city'];
$state = $amount2['state'];
$zip = $amount2['zip'];
//~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
$cap = array();
$cap['x_login'] = "***";
$cap['x_tran_key'] = "***";
$cap['x_version'] = "3.1";
$cap['x_delim_char'] = "|";
$cap['x_delim_data'] = "TRUE";
$cap['x_test_request'] = "FALSE";
$cap['x_relay_response'] = "FALSE";
$cap['x_type'] = "AUTH_ONLY";
$cap['x_method'] = "CC";
$cap['x_relay_response'] = "FALSE";
$cap['x_card_num'] = "4007000000027";
$cap['x_exp_date'] = "0309";
$cap['x_card_code'] = "123";
$cap['x_amount'] = "1.20";
$cap['x_first_name'] = "John";
$cap['x_last_name'] = "Smith";
$cap['x_address'] = "1234 West Main St.";
$cap['x_city'] = "Some City";
$cap['x_state'] = "CA";
$cap['x_zip'] = "12345";
foreach( $cap as $key => $value ) $fields .= "$key=" . urlencode( $value ) . "&";
////////////////////////////////////////////////////
$ch = curl_init("https://test.authorize.net/gateway/transact.dll"); 
curl_setopt($ch, CURLOPT_HEADER, 0);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
curl_setopt($ch, CURLOPT_POSTFIELDS, rtrim( $fields, "& " ));
$resp = curl_exec($ch);
curl_close ($ch);
////////////////////////////////////////////////////
$resp = explode("|",$resp);
if ($resp[3]=="This transaction has been approved.") {
echo "<table border=1><tr><td>Approved</td></tr></table>";
} else {
echo "<table border=1><tr><td>".$resp[3]."</td></tr></table>";
}
//~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// end credit card transactions
// last thing to do is to rename the table so it's closed on the website.
         if($counter <= ($count-1)) {
         $newname = "backup_".$row[0];
         mysql_query("RENAME TABLE $row[0] TO $newname") or die(mysql_error());
         echo "we renamed the table too";
         }
}
}
echo "</table>";
}

echo "<table border=1><tr><td>"; 
echo "<a href=spliter.php?course=".$row[0].">".$rowboat."</a>";
echo ", <a href=spliteram.php?course=".$row[0].">am</a>";
echo ", <a href=spliterpm.php?course=".$row[0].">pm</a>";
echo "</td></tr></table>";
  }
}
}
echo "anything after that loop is not executing causing some problems with the credit card script. I don't know why.";
echo "also I don't want static variables to be used after the loop. So I can't just end the php tag and start a new one.";
?>