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How to Validate Bank Information


inquisitive

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Hello,

 

I am constructing a customer ecommerce solution that allows people to pay via echeck.  First of all I want to know how to encrypt the data to make it totally secure so as to not allow hackers our customer's information.  Also I have run into a little road block...people right now can enter any number for a routing number or account number...is there anyway to setup a validation with php so that we can cross reference this info to make sure it is legit? Or should we just send everyone to paypal?

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