If you echo '<pre>$json = ', print_r($json, 1), '</pre>'; you get $json = Array ( [terms] => http://www.xe.com/legal/dfs.php [privacy] => http://www.xe.com/privacy.php [from] => USD [amount] => 1.195 [timestamp] => 2021-02-09T16:52:00Z [to] => Array ( [0] => Array ( [quotecurrency] => NGN [mid] => 454.6559871014 ) ) ) T
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