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I have an xml file that I will be posting in order to pull credit scores into our enterprise system.  The problem is that I keep getting a response error message saying that my xml file is not well formed.  Here's the xml file code

 

<?xml version='1.0' encoding='UTF-8' ?><REQUEST_GROUP MISMOVersionID='2.1'><RECEIVING_PARTY _Name='999LM01098' /><SUBMITTING_PARTY _Name='Liberty Mortgage Funding' /><REQUEST InternalAccountIdentifier='acctID' LoginAccountIdentifier='logID' LoginAccountPassword='thePass' RequestDateTime='2008-01-31 10:37:20' ><REQUEST_DATA><CREDIT_REQUEST LenderCaseIdentifier='loanID' MISMOVersionID='2.1' RequestingPartyRequestedByName='mthacker'><CREDIT_REQUEST_DATA BorrowerID='100252' CreditReportIdentifier='' CreditReportRequestActionType='Submit' CreditRequestType='Single'><CREDIT_REPOSITORY_INCLUDED _EquifaxIndicator='Y' _ExperianIndicator='Y' _TransUnionIndicator='Y' /><CREDIT_SCORE_MODEL_NAME _Type='EquifaxBeacon' /><CREDIT_SCORE_MODEL_NAME _Type='TransUnionEmpirica' /></CREDIT_REQUEST_DATA><LOAN_APPLICATION><BORROWER BorrowerID='Borrower' _FirstName='New' _LastName='Aold' _MiddleName='' _NameSuffix='' _SSN='theSSN'><_RESIDENCE BorrowerResidencyType='Current' _City='theCity' _PostalCode='theZip' _State='theState' _StreetAddress='theAddress' /></BORROWER></LOAN_APPLICATION></CREDIT_REQUEST></REQUEST_DATA></REQUEST></REQUEST_GROUP>

 

I'm trying with hardcoded values for testing, can anyone see what the problem is with this file?  This is my first experience with xml to this point.  I'm coding using php/curl to post to url.

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