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How do I choose a PHP payment gateway?

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I don't even know where to start, I see each one has its own pricing but what else do I look for? If I choose Paypal, am I able to have a custom payment layout without Paypal branding on it? The site I'm building is a completely custom site where people can list their homes for rent and there will be two types of rental list options. Here are the requirements for my gateway:

- website only, no local point of sale transactions

- only 2 different items for sale (2 types of rentals)

- need to accept VISA and Master Card

- until we expand into other countries, all customers will be from Canada

- need to be able to use a completely custom interface that I'm building myself

 

I think that's it. Thanks a lot, I've been looking at lots of solutions and can't figure out which one I should use. Paypal looks easy but the price is high.

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Moneris would have taken 3 weeks and a credit check to set up. Went with PayPal to meet the project deadline.

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