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becoming an online merchant


ohdang888

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Hey,

 

I'm making a site that people will buy stuff from, and i thought about using PayPal and Google Checkout, and i might start with that actually... but anyways how do online businesses do that? I know you need to get an SSL certificate, and then what? And does Visa does an API that i create an account with and communicate with to get paid?

 

I have no idea about where to start going about this.

 

Any Help?

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I'd strongly suggest letting the pros (Google Checkout, Paypal, etc) do the hard work for you when it comes to dealing with people's money.

Agreed. to the fullest extent.

 

The problem is that i don't want to actually charge people's accounts until enough people have bought it. so when they actually click "buy", it doesn't charge the account until over 25 people have bought it, else it doesn't charge because the deal doesn't go through.

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not just paypal. I'm talking about accepting credit cards directly into your site.

To take credit card payments directly on your site you need to have a certain type of account with the payment provider. For instance, Paypal requires that you have a business account. You will need to get approval for this i.e credit checks, background information, yada, yada, yada... Now the API from Paypal to take payment directly on your site is part of the Website Payments Pro package (i'll let you read up on that) and is called Direct Payment. So, you will need to read all the documentation on integration and get the SDK once you have been approved by Paypal.

 

It will be the same process for all payment providers. ePDQ, Worldpay, Google Checkout. They all have their own API'S.

 

As stated you will need to make sure that when a user enters credit card data on your site the page uses https:// This is achieved by adding an SSL certificate to your server for the domain you are hosting the website on. Your host should help you with this.

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