frikus Posted March 19, 2008 Share Posted March 19, 2008 Can anyone recommend a good US merchant account provider other than the PayPal Website Payments Pro ? Or PayPal is the best possible option in the US? Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/ Share on other sites More sharing options...
Daniel0 Posted March 19, 2008 Share Posted March 19, 2008 There is authorize.net Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/#findComment-495672 Share on other sites More sharing options...
fenway Posted March 19, 2008 Share Posted March 19, 2008 PayPal is terrible. Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/#findComment-495894 Share on other sites More sharing options...
Stooney Posted March 19, 2008 Share Posted March 19, 2008 Why is Paypal terrible? Just curious, I've never really worked with any of them but was under the assumption Paypal was one of the better ones. Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/#findComment-496027 Share on other sites More sharing options...
fenway Posted March 19, 2008 Share Posted March 19, 2008 They can do whatever they please with the money in your account.... it's not really "yours". Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/#findComment-496060 Share on other sites More sharing options...
frikus Posted March 19, 2008 Author Share Posted March 19, 2008 I made a phone cards online store for my client, it uses PayPal NVP API for charging. The problem with the PayPal in my case is that 90% of orders are fraudulent. Sometimes it's very hard to detect it, so they waste a lot of time and money. This is from a blog by some Australian guy: I’ve heard a lot of horror stories from other Paypal users. I’ve read through the chargeback policies at Paypal and while they do have a ‘department’ to deal with fraud, they make every effort to argue the case on behalf of their sellers and have an ‘industry leading’ low fraud rate I don’t feel 100% confident. They seem very reactive rather than proactive when dealing with credit card fraud. Their system doesn’t talk much about how they protect you from first taking fraudulent credit card orders, rather they help you to argue your case after a chargeback occurs. I know from experience that for online orders the merchant has little hope because the credit card company almost always is in favour of the cardholder. Now my client wants to change PayPal to something else, but I'm not sure if this will help. Also I'm working on another store and don't know what to recommend to my client. Link to comment https://forums.phpfreaks.com/topic/96832-merchant-account-providers/#findComment-496160 Share on other sites More sharing options...
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